Grow your business with the name shoppers trust

Help maximize your conversion by offering PayPal, Pay Later, and Venmo (US).

Boost conversion with PayPal

PayPal’s brand recognition helps give customers the confidence to buy. Your all-in-one checkout solution can offer PayPal, Venmo, Pay Later options, card processing, local payment types, and more — all through a single PayPal integration.

46% higher checkout conversion with PayPal.¹

Help drive sales with Pay Later

Allow customers to pay in installments with Pay in 4 and Pay Monthly² while you get paid up front. Turn on Pay Later messaging to automatically present the most relevant Pay Later option as your customers browse, shop, and check out. With repeat customers making up 66% of all US Pay Later transactions³, it’s no surprise that Pay Later can help attract and retain customers.

55% higher AOV with PayPal Pay later (as compared to standard PayPal AOV) for merchants with upstream messaging.⁴

Tap into 92 million active Venmo accounts.⁵

Venmo is already part of your PayPal integration. Gain appeal to Venmo customers by letting customers pay for purchases the same way they pay their friends. And help bring more visibility to your business with a payment method customers can easily share.

Create a fast checkout

With their payment info saved, customers can make repeat purchases in just a few clicks, helping you to improve checkout conversion. clicks.

Offer subscriptions

Saving a customer’s payment method allows you to set up recurring payments and charge your customer on a scheduled basis.

Reduce card declines

Card data can be kept current with account updater services to automatically update expired card information to help capture every sale.

Elevate security

Customers’ payment information is stored securely by PayPal, helping you ensure compliance and minimize risk.

Go global. Make it local.

With country-specific payment methods, you can reach international customers while making your business feel local. Build trust with local payment options that correspond to the shopper’s location.

More reasons to offer PayPal.

PayPal’s size, scale, and payments volume allows for strong global relationships to help you better serve customers, minimize costs, and help drive sales.

$1.36 trillion total payment volume in 2022	20+ billion transactions annually	400+ million active PayPal accounts	35 million active merchant accounts
#1 most downloaded finance and banking app globally⁶	200+ Markets⁷	150+ currencies⁷	#1 in Consumer Report analysis for privacy, transparency, and security⁸

Designed with your business in mind

Payment methods

PayPal, Venmo, and Pay Later options
Local payment methods used around the world⁹
Funds credit immediately into your PayPal business account while payments process
Easy to add or upgrade in just a few steps

Flexible features

Save customer billing info for fast, convenient checkout
Mobile-friendly so customers can easily shop on any device
Drive authorization rates, reduce declines, and help capture every sale
Track all your transactions from one dashboard
Help drive authentication and fast checkout rates by saving customer card and billing info with card vaulting
Real-time account updater automatically updates lost, stolen, or expired card details to help boost conversion
Add transparency for your card processing expenses with IC++ (Interchange Plus Plus)

Peace of mind

PayPal helps you handle the risk of fraudulent purchases
AI-powered fraud detection monitors all transactions
Package tracking for PayPal and Pay Later helps reduce INRs by up to 90%.*
PayPal Seller Protection on eligible transactions safeguards PayPal Checkout¹⁰
PayPal solutions help you meet global compliance
standards
Additional security offers insights with Fraud Protection on eligible transactions¹¹
Optional Chargeback Protection to help reduce fraud-related costs¹²

Simple setup

See how to activate.

Step 1
Connect with Radial to explore PayPal as an option.

Step 2
Radial takes care of the integration and account setup to meet your needs.

Step 3
Once you are approved, you are ready to accept PayPal.

Connect with Radial

Legal

Venmo is available only in the US.

*Pay Later is available in US, UK, DE, FR, IT, ES, AU. Product availability subject to local requirements. Merchant and consumer eligibility varies depending on status. Credit checks, fees and other requirements apply and vary depending on product and jurisdiction. See product-specific terms for details.

¹Nielsen Behavioral Panel of USA with 29K SMB monthly average desktop purchase transactions, from 13K consumers between April 2022-March 2023. Nielsen Attitudinal Survey of USA (June 2023) with 2,001 recent purchasers (past 4 weeks) from SMB merchants, including 1,000 PayPal transactions & 1,001 non-PayPal transactions.

²About Pay in 4: Loans to CA residents are made or arranged pursuant to a CA Financing Law License. PayPal, Inc. is a GA Installment Lender Licensee, NMLS #910457. RI Small Loan Lender Licensee.

Pay Monthly is subject to consumer credit approval. Term lengths and fixed APR of 9.99-35.99% and vary based on the customer’s creditworthiness. The lender for Pay Monthly is WebBank. PayPal, Inc. (NMLS #910457): RI Loan Broker Licensee. VT Loan Solicitation Licensee.

³Based on PayPal internal data from Jan 2022 – Dec 2022.

⁴Based on an internal data analysis of Pay Later retailers, October 2020 through August 2023. Data inclusive of transactions using PayPal Pay Later products across 7 markets (US UK AU DE FR IT ES).

⁵PayPal Internal Data – 2023.

⁶In July 2022, PayPal was recognized as the #1 most downloaded finance and banking app globally.
**Apptopia, Top 10 Finance & Banking apps, H1 2022. July 13, 2022.

⁷PayPal Earnings-Q3, 2023, based on PayPal internal data.

⁸CR (Consumer Reports), “Buy Now, Pay Later Apps Are Popular, but Are They Safe?” Consumer Reports, May 25, 2023.

⁹Availability may vary depending on merchant’s integration method and geographic location. Based on PayPal internal data from Jan 1–
July 7, 2023 for “Item Not Received” dispute criteria in North America (US).

¹⁰Available for eligible transactions. Limits apply.

¹¹Available on eligible purchases.

¹²Chargebacks that are not related to fraud or item not received (INR), such as broken Item, significantly not as described (SNAD), refund not processed, and duplicate charge, are not protected by Chargeback Protection. Chargeback Protection is available for accounts enrolled in Advanced Credit and Debit Card Payments.

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